An exclusive personal financing package catered especially for private sector with require no guarantor.
Eligibility
» Malaysian citizen.
» Aged 21-55 years or up to retirement age.
» Permanent employee and has served for more than three (3) years.
» Offered only to Employees of Statutory Body and GLC / GLA (other than existing selected
BPA organization), Public Listed Company in Main Market Bursa Malaysia (selected sector)
and Professionals (Doctor, Architect, Lawyer, Accountant, and other certified Professionals).
» Earning minimum monthly salary (basic + fixed allowances) of RM3000 for permanent status and RM10,000 for contract status.
Total Financing
Minimum of RM10,000 or Ten (10) times of monthly gross salary or maximum RM200,000 subject to DSR 75%
Financing Duration
Repayment terms are between two (2) and ten (10) years.
Repayment Methods
BSN Standing Instruction.
Required Documents
The documents required for BSN Personal Financing is as follows :
» Latest three (3) months original Salary Slips for verification;
» A copy of latest three (3) months Salary Slips;(certified true copy)
» A copy of your NRIC (front and back);
» Latest EPF Statement; AND
» Confirmation Letter from the Employer with the below details:
- Name and NRIC
- Designation and Employment Status
- Date of Employment
- Monthly Salary
- Utility bills
OR
» Latest EA / EC Statement and e-filling for latest (1) year or other official document
issued by the Inland Revenue Board (IRB).
BSN Personal Financing Profit Rate
The profit rate is 6.5% per annum.
Call/ whatapss me Muneera at 019-6688 451.
